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General insurance provides coverage for a wide range of non-life risks such as motor, home, travel, and business-related uncertainties. In India, where unpredictable events like road accidents, natural calamities, or theft can cause significant losses, general insurance ensures that individuals and businesses are not left financially vulnerable. By paying a premium, one can protect valuable assets and gain peace of mind knowing that unforeseen risks are covered.
One of the most common forms of general insurance is motor insurance, which is mandatory under Indian law. It protects vehicle owners from financial loss due to accidents, damage, or third-party liability. Similarly, home insurance provides coverage against fire, burglary, and natural disasters, safeguarding one’s most important asset. Travel insurance is another vital cover that protects against trip cancellations, medical emergencies abroad, and loss of baggage or passports.
For businesses, general insurance is essential in covering risks such as fire, liability claims, employee health, and property damage. This not only protects against losses but also helps businesses maintain continuity during unforeseen challenges. With the variety of general insurance products available, individuals and organizations can select covers that match their lifestyle, assets, and risk exposure.
Founded in 2022 by Gnaneshwer Vangety, VGP Financial Services was established with a clear purpose — to make financial planning simple, transparent, and client-centric.
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